Homeowners insurance is the simplest and most effective option for protecting the investment of your lifetime. It will pay for repairs or complete rebuilding if your house is damaged by fire or other perils, provide replacement cost for your damaged or destroyed furniture or personal items, and protect you from liability claims or lawsuits.

Enjoy multiple discounts and wall to wall coverage with our condominium policies. While everything outside your unit is covered by your Homeowners Association, our policy will provide protection for everything inside, including fire, water damage, theft, liability, etc.

Renting over buying is the newest market trend. Even if you don’t own your home, you still need to protect what is valuable to you and shield yourself from liability claims and lawsuits. Renters Insurance provides coverage for your belongings in case of vandalism, fire, or burglary, and will pay for expenses in case your home becomes uninhabitable. It may also include identity theft coverage, animal liability, and other protections.

We understand that mobile and manufactured homes are different from other types of homes, and there are different coverage requirements. With our comprehensive policy your mobile home will be covered from any cause of loss (fire, lightning, wind, hail, explosion, burst water pipes, and so on) unless that cause is specifically excluded in the policy documents. The policy will also provide personal property and liability protection.

Living in Southern California means your home is at risk of damage from earthquakes. Whether the quake is minor or major, it’s vital that you have earthquake insurance to help cover the cost of repairs or reconstruction.

Homeowners insurance covers your house against water damage from rain, but not water damage caused by rising lakes, rivers, or streams. If you live in a flooding danger zone, you need to protect your home with the proper Flood Insurance.

Southern California is known for its wildfires, some of which have damaged thousands of acres of homes, forests, and natural terrain. With comprehensive fire insurance, your investment tenant occupied property or your family home will be fully protected in case of a fire, even if located in the fire hazard brush area.